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yd-csf-service/src/main/java/com/yd/csf/service/service/impl/CommissionExpectedServiceImpl.java

@@ -244,7 +244,11 @@ public class CommissionExpectedServiceImpl extends ServiceImpl<CommissionExpecte
         vo.setCommissionDateMonth(expected.getCommissionDate());
         vo.setType(1);
         vo.setNo(StringUtils.isNotBlank(expected.getReceivableNo()) ? expected.getReceivableNo() : expected.getCommissionExpectedBizId());
+        //入账年月实
         vo.setCommissionDate(null);
+        //本次入账比例
+        vo.setRevenueRatio(null);
+
         // 填充保单信息
         Policy policy = policyMap.get(expected.getPolicyNo());
         if (policy != null) {
@@ -278,17 +282,17 @@ public class CommissionExpectedServiceImpl extends ServiceImpl<CommissionExpecte
             // 达成率缺口 = 1 - 实佣率/产品来佣率
             BigDecimal gap = BigDecimal.ONE.subtract(paidRatio.divide(commissionRatio, 4, RoundingMode.HALF_UP));
             vo.setGapRate(gap.compareTo(BigDecimal.ZERO) < 0 ? BigDecimal.ZERO : gap);
-            // 本次入账比例（主记录无意义）
-            vo.setRevenueRatio(null);
-        } else {
-            vo.setRealRate(BigDecimal.ZERO);
-            vo.setGapRate(BigDecimal.ZERO);
-        }
 
-        //计算累积已入账比例 = 总实佣率/产品对应来佣率
+            // 计算累积已入账比例 = 总实佣率/产品对应来佣率
             BigDecimal totalRevenueRatio = paidRatio.divide(commissionRatio, 4, RoundingMode.HALF_UP);
             vo.setTotalRevenueRatio(totalRevenueRatio.multiply(BigDecimal.valueOf(100))
                     .setScale(2, RoundingMode.HALF_UP));
+        } else {
+            vo.setRealRate(BigDecimal.ZERO);
+            vo.setGapRate(BigDecimal.ZERO);
+            // 当产品来佣率为零或 null 时，总入账比例无意义，设置为 0
+            vo.setTotalRevenueRatio(BigDecimal.ZERO);
+        }
 
         // 待入账金额（已实现归零逻辑）
         if (commissionRatio != null && paidRatio.compareTo(commissionRatio) >= 0) {
@@ -372,13 +376,15 @@ public class CommissionExpectedServiceImpl extends ServiceImpl<CommissionExpecte
         if (productRatio != null && productRatio.compareTo(BigDecimal.ZERO) != 0) {
             // 本次入账比例 = 本次实佣率 / 产品来佣率
             BigDecimal revenue = currentRatio.divide(productRatio, 4, RoundingMode.HALF_UP);
-            vo.setRevenueRatio(revenue.compareTo(BigDecimal.ONE) > 0 ? BigDecimal.ONE : revenue);
+            BigDecimal revenueRatio = revenue.compareTo(BigDecimal.ONE) > 0 ? BigDecimal.ONE : revenue;
+            vo.setRevenueRatio(revenueRatio.multiply(BigDecimal.valueOf(100))
+                    .setScale(2, RoundingMode.HALF_UP));
             // 本次达成率缺口 = 1 - (实佣率（本次） / 产品来佣率)
             BigDecimal cumulativePaidRatio = currentRatio != null ? currentRatio : BigDecimal.ZERO;
             BigDecimal gap = BigDecimal.ONE.subtract(cumulativePaidRatio.divide(productRatio, 4, RoundingMode.HALF_UP));
             vo.setGapRate(gap.compareTo(BigDecimal.ZERO) < 0 ? BigDecimal.ZERO : gap);
         } else {
-            vo.setRevenueRatio(null);
+            vo.setRevenueRatio(BigDecimal.ZERO);
             vo.setGapRate(BigDecimal.ZERO);
         }